Terms of Service

Effective Date: May 14, 2026

By accessing or using the services provided by [COMPANY NAME], you agree to these Terms of Service.

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Mortgage Services Disclaimer

Next Gen Home Loans provides mortgage brokerage services. Loan approval is not guaranteed and is subject to:

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• Credit approval

• Verification of information

• Underwriting requirements

• Property approval

• Applicable laws and regulations

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Rates and programs are subject to change without notice.

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SMS/Text Messaging Terms

By opting into SMS communications, you agree to receive messages regarding:

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• Loan updates

• Appointment reminders

• Mortgage-related information

• Promotional and marketing messages

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Message frequency varies.

Message and data rates may apply.

Reply STOP to unsubscribe.
Reply HELP for assistance.

Consent is not a condition of purchase.

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User Responsibilities

You agree to provide accurate information and not misuse the website or services.

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Intellectual Property

All content on this website is the property of Next Gen Home Loans unless otherwise stated.

Unauthorized use is prohibited.

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Limitation of Liability

Next Gen Home Loans shall not be liable for indirect or consequential damages arising from use of the website or services.

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No Financial or Legal Advice

Information provided is for informational purposes only and should not be considered financial, legal, or tax advice.

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Please consult qualified professionals regarding your situation.

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Changes to Terms

We may update these Terms at any time. Continued use of our services constitutes acceptance of any updates.

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Contact Information

Next Gen Home Loans

909 15th St. Ste. 1 Modesto, CA 95354

(209) 284-5867
info@nextgenhomeloans.com