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Privacy Policy

Privacy Policy and Terms of Service

 

Effective Date: May 14 2026

Next Gen Home Loans (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website or communicate with us.

Information We Collect

We may collect personal information, including:

  • Name

  • Phone number

  • Email address

  • Mailing address

  • Employment information

  • Financial and mortgage-related information

  • Information submitted through forms or applications

We may also collect technical information such as:

  • IP address

  • Browser type

  • Device information

  • Website activity

  • Cookies and analytics data

How We Use Your Information

We may use your information to:

  • Respond to mortgage inquiries

  • Process loan applications

  • Provide loan updates

  • Schedule appointments

  • Send customer support communications

  • Send marketing and promotional communications

  • Improve our services and website

  • Comply with legal and regulatory obligations

SMS/Text Messaging Privacy

By providing your mobile phone number, you consent to receive text messages from [COMPANY NAME] related to:

  • Mortgage inquiries

  • Loan application updates

  • Appointment reminders

  • Customer support

  • Promotional and marketing communications

Message frequency may vary.

Message and data rates may apply.

Reply STOP to opt out at any time.
Reply HELP for assistance.

Consent is not a condition of purchase.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing

We may share information with:

  • Mortgage lenders

  • Financial institutions

  • Service providers

  • Regulatory authorities

  • Technology vendors assisting our operations

  • Parties required by law

We do not sell personal information.

Cookies and Tracking Technologies

Our website may use cookies and similar technologies to improve user experience and analyze website performance.

You may disable cookies through your browser settings.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of electronic transmission or storage is completely secure.

Your Privacy Rights

Depending on your location, you may have rights to:

  • Access your information

  • Correct inaccurate information

  • Request deletion

  • Opt out of marketing communications

To exercise these rights, contact us at:

info@nextgenhomeloans.com

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites.

Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

Contact Information

Next Gen Home Loans

909 15th St. Ste. 1 Modesto, CA 95354

(209) 284-5867

info@nextgenhomeloans.com

Address

909 15th St. Ste. 1 Modesto, CA 95354

Contact

(209) 284-5867

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Opening Hours

Mon - Fri

8:00 am – 8:00 pm

Saturday

9:00 am – 2:00 pm

​Sunday

Closed

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NMLS ID 2280945


California Department of Real Estate License #01527806

Tel: (209) 284-5867

909 15th St. Ste. 1 Modesto, CA 95354

© 2026 by Next Gen Home Loans

All loans are subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice.


Consent is not a condition of purchase, View our Privacy Policy and Terms of Service.

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